Is my driveway covered by homeowner’s insurance?

If your driveway has been looking worse for wear lately, then it is time to repave it. A driveway is the first thing that you and your guests see when coming and going from your home. Because your driveway is a central part of your property, you want to ensure that it is always in its best condition. Despite that, you may be tempted to overlook your driveway’s state because maintenance can get expensive. If that is the case, then you should see if you qualify for homeowner’s insurance. Although it does not cover everything, there are certain damages that it does cover pertaining to your driveway that can help you out. Let’s find out if your driveway is covered by homeowner’s insurance!

Is a cracked driveway covered under homeowner’s insurance?

Unfortunately, most driveway damages are not covered by homeowners’ insurance. If you have cracks in the surface of your driveway, then you may have to tackle the problem yourself. These damages are often considered too small to be covered by the insurance company. Unless you can prove that the cracks in your driveway came from an outside source, such as a natural disaster, you will be on your own.

What type of damage does homeowner’s insurance cover?

Most homeowner’s insurance agencies cover anything that is on your immediate property. Your driveway falls under these conditions; however, its coverage is dependent on the way that it received its damage. If your driveway fell victim to a natural disaster or vandalism, then there is a bright side! These types of damages are covered by your insurance provider, and you do not have to worry about how you will handle them.

If your driveway has started deteriorating because it is old, abused, or there was a failure to maintain it, then you are on your own. If this is the case, then you need to look into other ways of covering the cost of your pavement. Repairing and repaving your driveway can be an expensive endeavor, but it is a necessary one. Letting it sit in its own brokenness ensures that its state will only worsen. Delaying the inevitable project ahead of you will only cost you more money and time in the long run.

Repaving Your Driveway

Repaving your driveway, despite how daunting it may seem, is a pretty painless task. If you find the right company to help you with the project, then you are going to have to worry very little about the finished result. Although repaving your driveway costs time and money, the finished product will speak for itself. If you want a driveway that is both safe and has curb appeal, then it is time to be proactive! Scheduling a meet-up with a company near you as soon as you can is going to start your driveway on the road to recovery.

Have More Questions?

We believe in offering quality service and have a proven track record of helping customers! If you have any further questions regarding our services, do not hesitate to contact us today.


Walt's Paving

You can count on Walt’s Paving to complete your residential or commercial paving project in an efficient and timely manner. We have over 40 years of experience paving asphalt driveways, making asphalt repairs, and sealcoating asphalt. We are located in Osceola IN and service homeowners and businesses within 50 miles of Elkhart IN.

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